TCF Financial Corporation operates as the financial holding company for TCF National Bank that provides various financial products and services in the United States and Canada. It operates through Consumer Banking, Commercial Banking, and Enterprise Services segments. The company offers checking, savings, and money market accounts; certificates of deposit; individual retirement accounts; debit and credit cards; and check cashing and remittance services. It also provides investment management and custodial services, trust services, financial and estate planning, and retirement planning and employee benefit programs; residential, consumer, and small business lending products; and consumer real estate secured lending, consumer loans, loans secured by personal property, and unsecured personal loans. In addition, the company offers loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services. Further, it provides commercial and industrial, commercial real estate banking, and lease financing; and treasury services comprising investment and borrowing portfolios, as well as manages capital, debt, and market risks. As of December 31, 2020, the company operated 478 branches, including 373 traditional branches, 102 supermarket branches, and three campus branches located in Michigan, Illinois, Minnesota, Colorado, Ohio, Wisconsin, Arizona, and South Dakota; and 1,062 ATMs. TCF Financial Corporation was incorporated in 1987 and is headquartered in Detroit, Michigan.
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